Student loan rates have dropped after the Fed rate cut last week. As of December 23, 2025, private student loan lenders are offering fixed rates as low as 2.75% APR and variable rates starting as low ...

Federal student loan rates are fixed and set by a formula created by Congress that changes annually. For the 2025-2026 ...

Kiah Treece is a former attorney, small business owner and personal finance coach with extensive experience in real estate and financing. Her focus is on demystifying debt to help consumers and ...

Before you borrow for college, it’s important to understand how federal and private student loans differ. Federal student loans have fixed rates set annually by the government and everyone who borrows ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. When it comes to borrowing money for higher education, the choice often ...

See how the central bank’s interest rate stance influences car loans, credit cards, mortgages, savings and student loans. By Tara Siegel Bernard The Federal Reserve is expected to cut its key interest ...

Before you borrow for college, it’s important to understand how federal and private student loans differ. Federal student loans have fixed rates set annually by the government and everyone who borrows ...