Learn about the evolving rules of credit scores and effective strategies to improve your credit score from Bonita Grant, founder of Cure My Credit Score.

Building a solid credit score is an excellent way to find financial flexibility, and steps like a secured credit card or a ...

Negative entries like late payments and charge-offs stay on your credit report for seven years — this is what's known as the ...

Several online services provide one or more credit scores for free, but check whether you're receiving your VantageScore or ...

A credit score is shaped by payment history, credit utilisation, credit mix and inquiries, with disciplined borrowing and ...

One of the biggest misconceptions is that paying minimum dues is enough to keep cards healthy. In reality, using too much of ...

For many people, a credit card feels like an invitation to overspend. If you’re someone who prefers to keep life simple, ...

“If you’ve got a low score but you have strong income and a good loan-to-value ratio, you can get refinanced,” Goodall said. Most lenders cap loan amounts at 125% of a car’s value. If your car is ...

Learn how credit scores influence car loan interest rates in 2025.