Many consumers assume that paying bills on time, using credit cards responsibly, and avoiding risky loans are enough to keep ...

Since your credit score seems to be the only issue, and is very close to the threshold, try reaching out to the board to ...

The updated UltraFICO score uses real-time bank data from 12,000 institutions to show lenders the full financial picture ...

An incorrect address on your credit report is one at which you've never lived and it can be a signal of identity theft.

Equifax Inc. ( EFX) Goldman Sachs 2025 U.S. Financial Services Conference December 9, 2025 10:00 AM EST All right. Good morning, and welcome. I'm very pleased to be joined by John Gamble, CFO; and ...

Learn about the evolving rules of credit scores and effective strategies to improve your credit score from Bonita Grant, founder of Cure My Credit Score.

One of the biggest misconceptions is that paying minimum dues is enough to keep cards healthy. In reality, using too much of ...

As 2025 ends, it's vital to debunk personal finance myths, especially regarding credit. Misconceptions include beliefs that ...

Fair Isaac is best known as the creator of the FICO credit score, the lending industry’s standard for assessing consumer ...

Negative entries like late payments and charge-offs stay on your credit report for seven years - this is what's known as the ...

“If you’ve got a low score but you have strong income and a good loan-to-value ratio, you can get refinanced,” Goodall said. Most lenders cap loan amounts at 125% of a car’s value. If your car is ...

(THE CONVERSATION) With the cost of borrowing money to buy a home or a car inching ever higher, understanding who gets access to credit, and at what interest rate, is more important for borrowers’ ...